Ramp · Corporate charge
Ramp Corporate Card review
Ramp’s US corporate card pays up to 1.5% cashback on card spend with no annual fee and no foreign transaction fees. There’s no personal guarantee and no personal credit check, and it comes with Ramp’s spend management software.
Who Ramp is best for
US companies with $25,000 or more in the bank, founders who won’t sign a personal guarantee and finance teams wanting spend controls and automation.
Sole proprietors and businesses below the $25,000 balance requirement.
Ramp’s US corporate card pays up to 1.5% cashback on card spend with no annual fee and no foreign transaction fees. There’s no personal guarantee and no personal credit check, and it comes with Ramp’s spend management software.
To qualify, you need $25,000 in a US bank account, and Ramp serves US corporations, LLCs and LPs. It’s rated 4.9 on Capterra from 216 reviews.
Fees, features and eligibility
| Rewards | Up to 1.5% on card spend |
|---|---|
| Annual fee | $0 |
| Fees | $0 |
| Foreign transaction fee | $0 |
| Card type | Corporate charge |
| Eligibility | $25,000 in a US bank account; US corporations, LLCs and LPs |
| Personal guarantee | Not required |
| Currencies | USD |
Source: Ramp published product information.
What stands out
Pros
- Up to 1.5% cashback
- No annual or foreign transaction fees
- No personal guarantee or credit check
Cons
- Requires $25,000 in a US bank account
- Not for sole proprietors
Ramp: common questions
Does Ramp require a personal guarantee?
No. Ramp requires no personal guarantee and no personal credit check.
How much cashback does Ramp pay?
Up to 1.5% on card spend.
Does Ramp have an annual fee?
No, and it charges no foreign transaction fees.
Who qualifies for a Ramp card?
US corporations, LLCs and LPs with $25,000 in a US bank account.
Used Ramp? Help other businesses choose.
