Chase · Business credit
Chase Ink Business Unlimited Credit Card review
The Chase Ink Business Unlimited Credit Card pays a flat 1.5% cash back on every purchase, with no annual fee. It’s a traditional business credit card from a major bank, so approval involves a personal credit check and the owner signs a personal guarantee.
Who Chase is best for
Small businesses wanting simple flat cash back, owners who don’t meet fintech cards’ balance requirements and businesses that want a big-bank card.
Founders who won’t sign a personal guarantee.
The Chase Ink Business Unlimited Credit Card pays a flat 1.5% cash back on every purchase, with no annual fee. It’s a traditional business credit card from a major bank, so approval involves a personal credit check and the owner signs a personal guarantee.
It can suit owners of smaller businesses who don’t meet fintech cards’ bank-balance requirements and want simple cash back without categories to track.
Fees, features and eligibility
| Rewards | 1.5% on every purchase |
|---|---|
| Annual fee | $0 |
| Fees | $0 annual |
| Payment terms | Revolving credit |
| Card type | Business credit |
| Eligibility | Personal credit check |
| Personal guarantee | Required |
| Currencies | USD |
Source: Chase published product information.
What stands out
Pros
- Flat 1.5% cash back
- No annual fee
Cons
- Personal guarantee required
- Personal credit check
Chase: common questions
Does the Chase Ink Business Unlimited have an annual fee?
No, the annual fee is $0.
How much cash back does the Chase Ink Business Unlimited earn?
1.5% on every purchase.
Does the Chase Ink Business Unlimited require a personal guarantee?
Yes. It requires a personal guarantee and a personal credit check.
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