Research and insights
Clear answers on the costs of doing business globally
Guides, original data and weekly FX updates for finance teams, owners and treasury professionals in Canada, the US and the UK.
Latest articles
USD/CAD this week: the Canadian dollar holds its gains
USD/CAD, EUR/CAD and GBP/CAD moves for the week to 27 October 2026, from Bank of Canada rates, and what they mean for upcoming payments.
Charge, prepaid or credit: which corporate card suits your cash flow?
How a corporate card is funded affects cash flow, eligibility and personal guarantees. Compare charge, prepaid and credit cards with examples.
Interchange-plus vs flat-rate pricing: which is cheaper?
Flat rates are simple; interchange-plus can cost less as you grow. See how both work, with a worked example using Stripe and Helcim pricing.
Payment processing fees in Canada: what businesses really pay
Card rates, international card fees and currency conversion: see what Stripe, Helcim, Shopify Payments, Paddle and GoCardless charge in Canada.
Getting a USD account in Canada: your options compared
Compare big-bank USD accounts with multi-currency accounts from Venn, Loop, Wise and Airwallex: fees, currencies and conversion costs.
How to hedge USD revenue: forwards, options and natural hedging
Earn in US dollars but pay costs in CAD? See how forward contracts, options and natural hedging protect your margins, with a worked example.
What is a forward contract? A guide for Canadian businesses
A forward contract locks an exchange rate today for a payment later. See how it works, what it costs, and when Canadian businesses use one.
How to pay US suppliers from Canada (and what it really costs)
Bank wire, FX specialist or multi-currency account: compare the real cost of paying a US$20,000 invoice from Canada, and how to pay less.
How bank FX margins work, and what Canadian businesses really pay
Banks build their FX profit into the exchange rate. See how margins work, what they cost on a US$50,000 payment, and how to pay less.
This week in currencies
Bank of Canada daily rates and how they moved. We report what happened, never where rates are heading.
Source: Bank of Canada daily exchange rates
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