Mercury · Corporate card
Mercury IO Card review
The Mercury IO card pays 1.5% cashback on all spend, for businesses that bank with Mercury. There’s no personal guarantee and no credit check when you sign up, and Mercury’s base plan costs $0 a month.
Who Mercury is best for
Startups banking with Mercury, companies wanting flat 1.5% cashback and founders avoiding personal guarantees.
Businesses that want to keep their current bank.
The Mercury IO card pays 1.5% cashback on all spend, for businesses that bank with Mercury. There’s no personal guarantee and no credit check when you sign up, and Mercury’s base plan costs $0 a month.
Because it’s tied to a Mercury business account, it’s simplest if you already bank there or plan to. Mercury is rated 4.9 on Capterra from 58 reviews.
Fees, features and eligibility
| Rewards | 1.5% on all spend |
|---|---|
| Annual fee | $0 |
| Fees | $0 (base plan) |
| Card type | Corporate card |
| Eligibility | Mercury business account required |
| Personal guarantee | Not required |
| Currencies | USD |
Source: Mercury published product information.
What stands out
Pros
- 1.5% cashback on all spend
- No personal guarantee
- $0 base plan
Cons
- Requires a Mercury business account
Mercury: common questions
How much cashback does the Mercury IO card pay?
1.5% on all spend.
Does Mercury require a personal guarantee?
No, and there’s no credit check at sign-up.
Do I need a Mercury account for the IO card?
Yes. The IO card is for businesses with a Mercury business account.
What does Mercury cost?
The base plan is $0 a month.
Used Mercury? Help other businesses choose.
