Braintree · Payment processors
Braintree review
Braintree is PayPal’s developer-focused processor, letting US online businesses accept cards, digital wallets, PayPal and Venmo through one integration, with recurring billing built in. Standard pricing is 2.59% + 49¢ per card or wallet payment and 0.75% for ACH capped at $5, so it suits larger online orders more than small, frequent payments.
Who Braintree is best for
US online businesses wanting PayPal and Venmo alongside cards and subscription businesses needing recurring billing.
Businesses with many small transactions (the 49¢ fixed fee adds up) and in-person retailers.
Braintree is PayPal’s developer-focused processor, letting US online businesses accept cards, digital wallets, PayPal and Venmo through one integration, with recurring billing built in. Standard pricing is 2.59% + 49¢ per card or wallet payment and 0.75% for ACH capped at $5, so it suits larger online orders more than small, frequent payments.
Fees, features and eligibility
| Recurring billing | Recurring billing available |
|---|---|
| Bank debits | ACH at 0.75% (max $5) |
| Card rate | 2.59% + 49¢ cards and wallets; 0.75% ACH (max $5); 3.49% + 49¢ Venmo; custom pricing for established businesses |
| Monthly fee | $0 monthly |
| Type | Payment processor (PayPal) |
| Coverage | USD and multi-currency presentment |
| Best fit | US businesses |
Source: Braintree published product information.
What stands out
Pros
- Cards, PayPal, Venmo and wallets in one integration
- ACH Direct Debit at 0.75%, capped at $5
- Recurring billing built in
- Custom pricing for established businesses
Cons
- 49¢ fixed fee is high on small payments
- Extra fees for international cards and non-USD payments
Braintree: common questions
What does Braintree charge?
2.59% + 49¢ per transaction for cards and third-party digital wallets in the US, 3.49% + 49¢ for Venmo, and 0.75% for ACH Direct Debit, capped at $5.
Does Braintree have a monthly fee?
No, standard pricing is per transaction.
Is Braintree the same as PayPal?
Braintree is owned by PayPal. It lets businesses accept cards, PayPal and Venmo through one integration.
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