Stripe · Payment processors
Stripe review for US businesses
Stripe charges US businesses 2.9% + 30¢ per domestic card payment with no monthly fee. International cards add 1.5% and currency conversion adds 1%, so a foreign card paid in another currency costs 5.4% + 30¢.
Who Stripe is best for
SaaS and subscription businesses and online businesses selling internationally.
High-volume merchants wanting interchange-plus.
Stripe charges US businesses 2.9% + 30¢ per domestic card payment with no monthly fee. International cards add 1.5% and currency conversion adds 1%, so a foreign card paid in another currency costs 5.4% + 30¢. Stripe Billing, used for subscriptions, adds 0.7%.
Fees, features and eligibility
| Recurring billing | Stripe Billing for subscriptions (+0.7%) |
|---|---|
| Bank debits | ACH direct debit available |
| Card rate | 2.9% + 30¢ on domestic cards |
| International cards and FX | +1.5% for international cards; +1% for currency conversion |
| Monthly fee | No monthly fee |
| Type | Payment processor |
| Coverage | Global |
| Best fit | Online businesses and SaaS |
Source: Stripe published product information.
What stands out
Pros
- No monthly fee
- Strong subscription tools
Cons
- International and FX surcharges
- Billing costs extra
Stripe: common questions
What does Stripe charge in the US?
2.9% + 30¢ per successful domestic card charge.
What does an international card cost on Stripe?
An extra 1.5%, plus 1% if currency conversion is required.
How much is Stripe Billing?
0.7% on top of processing.
Used Stripe? Help other businesses choose.
