Starling · Banks
Starling Business Account review
Starling is one of the UK’s most highly rated digital banks. Its business account has no monthly fee and free, unlimited UK payments, and as a fully licensed bank your deposits are FSCS-protected up to £120,000.
Who Starling is best for
UK businesses wanting free everyday banking and owners who want a fully licensed bank.
Businesses needing invoicing or interest.
Starling is one of the UK’s most highly rated digital banks. Its business account has no monthly fee and free, unlimited UK payments, and as a fully licensed bank your deposits are FSCS-protected up to £120,000. It doesn’t pay interest on the current account or offer built-in invoicing.
Fees, features and eligibility
| Interest on balances | No interest on the current account |
|---|---|
| Monthly fee | £0 monthly |
| Transfers | Free, unlimited UK payments |
| Account type | Licensed bank (PRA-authorised) |
| Deposit protection | FSCS protection up to £120,000 |
| Currencies | GBP |
Source: Starling published product information.
What stands out
Pros
- No monthly fee
- Free UK payments
- Licensed bank with FSCS
Cons
- No interest on the current account
- No built-in invoicing
Starling: common questions
Is Starling Business free?
Yes, there’s no monthly fee and UK payments are free.
Is Starling a real bank?
Yes. It’s PRA-authorised, with FSCS protection up to £120,000.
Used Starling? Help other businesses choose.
