ANNA

ANNA · Fintechs and neobanks

ANNA Business Account review

UKUpdated October 2026

ANNA combines a business account with tax automation, invoicing and receipt capture. The Pay As You Go plan has no monthly fee but charges 0.95% on money coming in, which adds up quickly as revenue grows, so paid plans from £14.90 a month suit busier businesses.

PAYG plan£0Monthly fee
Inbound fee0.95%On Pay As You Go
Paid plansFrom £14.90A month
Available inUKFintechs and neobanks
Treasi’s take

Who ANNA is best for

Choose ANNA if…

Sole traders wanting tax help in their banking app and low-volume businesses.

Look elsewhere if…

Businesses with high incoming revenue on PAYG.

ANNA combines a business account with tax automation, invoicing and receipt capture. The Pay As You Go plan has no monthly fee but charges 0.95% on money coming in, which adds up quickly as revenue grows, so paid plans from £14.90 a month suit busier businesses.

Details

Fees, features and eligibility

Monthly fee£0 (Pay As You Go); paid plans from £14.90
TransfersFree outgoing; 0.95% on inbound payments on PAYG
Account typeFintech account (e-money)
CurrenciesGBP

Source: ANNA published product information.

Pros and cons

What stands out

Pros

  • Tax automation
  • No monthly fee on PAYG

Cons

  • 0.95% fee on inbound payments on PAYG
  • E-money rather than a bank
FAQs

ANNA: common questions

Does ANNA charge a monthly fee?

Not on Pay As You Go, but inbound payments cost 0.95%. Paid plans start at £14.90 a month.

What makes ANNA different?

Built-in tax estimates, invoicing and receipt capture.

Used ANNA? Help other businesses choose.

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