Stripe · Payment processors
Stripe review for UK businesses
Stripe charges UK businesses 1.5% + 20p on standard UK cards and 1.9% + 20p on premium cards, with no monthly fee. EEA cards cost 2.5% + 20p and other international cards 3.25% + 20p, and currency conversion adds 2%, which matters for SaaS companies billing customers abroad.
Who Stripe is best for
UK SaaS and subscription businesses and online businesses selling into Europe and beyond.
Businesses wanting to avoid FX conversion fees on foreign revenue.
Stripe charges UK businesses 1.5% + 20p on standard UK cards and 1.9% + 20p on premium cards, with no monthly fee. EEA cards cost 2.5% + 20p and other international cards 3.25% + 20p, and currency conversion adds 2%, which matters for SaaS companies billing customers abroad.
Fees, features and eligibility
| Recurring billing | Stripe Billing for subscriptions (extra fee) |
|---|---|
| Bank debits | Bacs and SEPA debits available |
| Card rate | 1.5% + 20p (standard UK cards); 1.9% + 20p (premium) |
| International cards and FX | 2.5% + 20p for EEA cards; 3.25% + 20p for international cards; +2% for currency conversion |
| Monthly fee | No monthly fee |
| Type | Payment processor |
| Coverage | Global |
| Best fit | Online businesses and SaaS |
Source: Stripe published product information.
What stands out
Pros
- Low UK card rates
- No monthly fee
- Strong SaaS tools
Cons
- International and FX surcharges
Stripe: common questions
What does Stripe charge in the UK?
1.5% + 20p on standard UK cards and 1.9% + 20p on premium cards.
What do international cards cost?
2.5% + 20p for EEA cards and 3.25% + 20p for others, plus 2% for currency conversion.
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