Clover

Clover · Payment processors

Clover review

CanadaUpdated October 2026

Clover combines point-of-sale hardware, software and card processing in one system, with retail, restaurant and service versions and a large app marketplace. In Canada, pricing is customised: a monthly software fee plus processing rates that vary by plan and provider, so get a full written quote, including hardware, software, processing and any cancellation fees, before you sign.

PricingCustomBy plan and provider
Monthly feeSoftware planPlus processing
Built forIn personRetail and restaurants
Available inCanadaPayment processors
Treasi’s take

Who Clover is best for

Choose Clover if…

Retailers, restaurants and service businesses selling in person and businesses wanting hardware, software and payments from one company.

Look elsewhere if…

Businesses wanting published, flat pricing and online-only businesses.

Clover combines point-of-sale hardware, software and card processing in one system, with retail, restaurant and service versions and a large app marketplace. In Canada, pricing is customised: a monthly software fee plus processing rates that vary by plan and provider, so get a full written quote, including hardware, software, processing and any cancellation fees, before you sign.

Details

Fees, features and eligibility

Card rateProcessing rates vary by business, plan and provider; hardware purchased or financed
Monthly feeMonthly software plan, varies by plan
TypePoint of sale with payment processing (Fiserv)
CoverageCAD
Best fitCanadian businesses

Source: Clover published product information.

Pros and cons

What stands out

Pros

  • Hardware, software and payments in one system
  • Large app marketplace
  • Retail, restaurant and service versions

Cons

  • Canadian pricing is customised rather than published
  • Monthly software fees on top of processing
  • Terms and cancellation fees vary by reseller
FAQs

Clover: common questions

How much does Clover cost in Canada?

You pay a monthly software fee plus card processing rates. Clover customises pricing in Canada, so rates vary by business, plan and the provider you sign up through.

Who sells Clover in Canada?

Clover is owned by Fiserv and sold directly and through banks and resellers, each of which can set its own rates, contract terms and cancellation fees.

Is Clover good for restaurants?

Yes. Clover offers restaurant versions with table service, kitchen display and online ordering add-ons.

Used Clover? Help other businesses choose.

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