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Foreign exchange & global payments

Smarter FX. Better rates, less risk.

We compare exchange-rate margins, transfer fees, hedging tools, currency coverage and speed from each provider’s published terms, so you can see who fits your international payments.

Hedging (forwards and options)Multi-currency accountsMass payoutsAccounting integrations
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All FX and global payment providers

9 providers in United States

4.1 / 5 Treasi rating

FX specialist · Hedging and payments

Lock in rates and pay suppliers worldwide

Forward contracts, options and limit orders, plus payments to 200+ countries, multi-currency balances and ERP integration.

Hedging

Forwards & options

Plus limit orders

Coverage

200+

Countries for payments

Pricing

Quote-based

Set by volume and currency pair

Corpay Cross-Border
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4 / 5 Treasi rating

Fintech account · Multi-currency

Mid-market rates with upfront fees

No monthly fees or minimum balance, mid-market exchange rates and integrations with QuickBooks, Xero and Sage.

Conversion fee

From 0.57%

Mid-market rate

Monthly fee

$0

No minimum balance

Integrations

QuickBooks

Xero and Sage too

Wise Business
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OFX

3.8 / 5 Treasi rating· 4.2 on Trustpilot

FX specialist · Transfers and forwards

International transfers with rate locks

Send to 55+ currencies and lock in rates with forward contracts for up to 12 months.

Currencies

55+

For transfers

Forwards

12 months

Maximum lock-in

Speed

1–2 days

Most major currencies

OFX
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Convera

3.9 / 5 Treasi rating

FX specialist · Hedging and payments

A full set of hedging tools

Formerly Western Union Business Solutions. Forward contracts, FX options in 19 currencies and FX swaps, with pricing tailored to your volume.

Hedging

Forwards, options, swaps

Plus market orders

FX options

19

Currencies

Pricing

Quote-based

Tailored to volume

Convera
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Airwallex

3.5 / 5 Treasi rating· 3.9 on Capterra

Fintech account · Multi-currency

Hold, convert and pay out in 20+ currencies

Multi-currency business accounts, global payouts and expense tools in one platform.

Currencies

20+

Held as balances

Payouts

Global

Local payment rails

Integrations

Accounting

Expense sync

Airwallex
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Plooto

3.6 / 5 Treasi rating

AP automation · International payments

Supplier payments, approvals and FX in one place

Pay suppliers in 40+ countries and 25+ currencies from your accounts payable workflow, with no transfer fee on FX payments and sync to QuickBooks and Xero.

FX transfer fee

$0

Cost built into the rate

Countries

40+

25+ currencies

Integrations

QuickBooks

And Xero

Plooto
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4.2 / 5 Treasi rating

FX specialist · Global payments

Global business payments from one account

Multi-currency accounts, payments to 190+ countries in 145+ currencies, plus forward contracts, limit orders and options to manage currency risk.

Coverage

190+

Countries for payments

Currencies

145+

Send and hold worldwide

Hedging

Forwards & options

Plus limit orders

Xe Business Account
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3.5 / 5 Treasi rating

FX specialist · Global payments

Pay overseas contractors and suppliers with no subscription

Remitly Business shows the transfer fee and exchange rate before you send, and refunds the fee if a payment misses its stated delivery date.

Coverage

175+

Countries for payments

Currencies

100+

Send worldwide

Monthly fee

$0

Pay per transfer

Remitly Business
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4.3 / 5 Treasi rating

FX specialist · Institutional

Deliverable FX, hedging and execution for corporates and institutions

Spot, forwards, swaps, NDFs and options with 24/6 dealing access, multi-bank liquidity and bespoke hedging strategies for corporations and institutions.

Dealing access

24/6

Follow-the-sun order book

Instrument types

5

Spot, forwards, swaps, NDFs, options

Founded

2007

Headquartered in Toronto

Velocity Trade
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Our top picks

Spot, forward or option?

How you buy currency decides how much risk your business carries when exchange rates move.

Spot transfers

You convert at today’s rate and pay now. Simple and right for most everyday payments.

Forward contracts

You lock in a rate today for a payment due later, so a known cost can’t rise if the currency moves.

FX options

You set a worst-case rate but can still benefit if the rate moves in your favour, for an upfront cost.

How we rate FX providers

Every rating comes from the provider’s published terms, checked against official sources and dated. Partners and non-partners are rated the same way.

FX margin and fees35%
Hedging and risk tools20%
Currencies and coverage15%
Speed and ease of use15%
Integrations and payouts15%

How we rate

FX and global payments FAQs