Santander

Santander · Business credit

Santander Business Cashback Credit Card review

UKUpdated October 2026

The Santander Business Cashback Credit Card pays 1% cashback on card spend for a £30 annual fee, with credit limits from £500 to £25,000. It’s a straightforward option for businesses that want a card from a high-street bank they may already use.

Cashback1%On card spend
Annual fee£30A year
Credit limit£500–£25KSubject to approval
Available inUKBusiness credit
Treasi’s take

Who Santander is best for

Choose Santander if…

Existing Santander business customers and small businesses needing modest credit limits.

Look elsewhere if…

Businesses needing limits above £25,000 and companies avoiding annual fees.

The Santander Business Cashback Credit Card pays 1% cashback on card spend for a £30 annual fee, with credit limits from £500 to £25,000. It’s a straightforward option for businesses that want a card from a high-street bank they may already use.

Capital on Tap also pays 1%, with no annual fee and higher limits, so Santander makes most sense if you value keeping your card with your existing bank.

Details

Fees, features and eligibility

Rewards1%
Annual fee£30
Fees£30 annual
Payment termsRevolving credit
Card typeBusiness credit
EligibilityCredit limits £500 to £25,000
CurrenciesGBP

Source: Santander published product information.

Pros and cons

What stands out

Pros

  • 1% cashback
  • Card from a high-street bank

Cons

  • £30 annual fee
  • Credit limits capped at £25,000
FAQs

Santander: common questions

What is the Santander Business Cashback Credit Card annual fee?

£30 a year.

How much cashback does the Santander business card pay?

1% on card spend.

What credit limit can I get?

Between £500 and £25,000.

Used Santander? Help other businesses choose.

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Other corporate cards to consider

Capital on Tap Business Credit Card
Capital on Tap Business Credit Card

Best no-fee card with cashback

Pleo Company Cards
Pleo Company Cards

Best for expense management