National Bank · Banks
National Bank Business Investment Account review
National Bank’s Business Investment Account gives big-bank clients tiered interest that rises with the balance, from 1.25% under C$20,000 to 1.70% from C$100,000 and higher above. It suits businesses keeping reserves with National Bank, though smaller balances earn less than flat-rate fintech accounts.
Who National Bank is best for
National Bank business clients and businesses keeping larger reserves with a big bank.
Small balances seeking the highest flat rate.
National Bank’s Business Investment Account gives big-bank clients tiered interest that rises with the balance, from 1.25% under C$20,000 to 1.70% from C$100,000 and higher above. It suits businesses keeping reserves with National Bank, though smaller balances earn less than flat-rate fintech accounts.
Fees, features and eligibility
| Standard interest | Tiered: 1.25% (under C$20K), 1.50% (C$20K–100K), 1.70% (C$100K–250K), higher above |
|---|---|
| Fees | C$0 a month |
| Currencies | CAD |
| Access to funds | No lock-ups |
| Deposit protection | CDIC protection on eligible deposits (licensed bank) |
| Eligibility | Canadian businesses |
Source: National Bank published product information.
What stands out
Pros
- No monthly fee
- Rate rises with your balance
- Big-bank relationship and branches
Cons
- Lower rates on smaller balances
- Tiered structure is harder to compare
National Bank: common questions
What does the National Bank Business Investment Account pay?
Tiered rates: 1.25% under C$20,000, 1.50% from C$20,000 and 1.70% from C$100,000, including a rate bonus, with higher tiers above.
Is there a monthly fee?
No monthly fee applies to the Business Investment Account.
Used National Bank? Help other businesses choose.
