Aldermore

Aldermore · Banks

Aldermore Business Savings review

UKUpdated November 2026

Aldermore suits UK businesses that can lock away part of their cash: reported 2026 rates were about 4.00% on 95-day notice and 4.16% on a 12-month fixed rate, with no fees, though its easy-access rate is lower.

Easy accessAbout 2.45%AER variable, 2026
95-day noticeAbout 4.00%AER variable, 2026
12-month fixedAbout 4.16%AER, 2026
Available inUKBanks
Treasi’s take

Who Aldermore is best for

Choose Aldermore if…

UK businesses with cash they can lock away and sole traders, partnerships and limited companies.

Look elsewhere if…

Businesses needing the highest instant-access rate.

Aldermore suits UK businesses that can lock away part of their cash: reported 2026 rates were about 4.00% on 95-day notice and 4.16% on a 12-month fixed rate, with no fees, though its easy-access rate is lower.

Details

Fees, features and eligibility

Standard interestAbout 2.45% AER easy access; 4.00% 95-day notice; 4.16% 12-month fixed (reported by SmallBusiness.co.uk, 2026; check Aldermore for today’s rates)
FeesNo fees
CurrenciesGBP
Access to fundsEasy access, notice and fixed-term options
Deposit protectionFSCS protection on eligible deposits
EligibilityUK businesses; £1,000 minimum

Source: Aldermore published product information.

Pros and cons

What stands out

Pros

  • Notice and fixed options above 4% (reported 2026)
  • No fees
  • FSCS protected

Cons

  • Lower easy-access rate
  • £1,000 minimum deposit
FAQs

Aldermore: common questions

What does Aldermore pay on business savings?

Reported 2026 rates were about 2.45% AER on easy access, 4.00% on 95-day notice and 4.16% on a 12-month fixed rate. Check Aldermore for current rates.

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