RBC

RBC · Banks

RBC Digital Choice Business Account review

CanadaUpdated October 2026

RBC’s Digital Choice Business Account is the lower-cost way to bank with a Big Five bank: a flat $6 a month for unlimited online transactions and Interac e-Transfers. It’s CAD only, with separate USD accounts available, and it suits businesses that want a big-bank relationship and branch access.

Monthly feeC$6Flat
TransactionsUnlimitedOnline
e-TransfersIncludedInterac
Available inCanadaBanks
Treasi’s take

Who RBC is best for

Choose RBC if…

Businesses wanting a big-bank relationship and companies needing branch access.

Look elsewhere if…

Businesses wanting multi-currency accounts in one place.

RBC’s Digital Choice Business Account is the lower-cost way to bank with a Big Five bank: a flat $6 a month for unlimited online transactions and Interac e-Transfers. It’s CAD only, with separate USD accounts available, and it suits businesses that want a big-bank relationship and branch access.

Details

Fees, features and eligibility

Monthly feeC$6 a month
TransfersUnlimited online transactions; Interac e-Transfers included
Account typeLicensed bank (Big Five)
CurrenciesCAD (separate USD accounts available)

Source: RBC published product information.

Pros and cons

What stands out

Pros

  • Big-bank relationship and branches
  • Unlimited online transactions

Cons

  • Monthly fee
  • CAD only
FAQs

RBC: common questions

How much is the RBC Digital Choice Business Account?

C$6 a month.

Are Interac e-Transfers included?

Yes.

Used RBC? Help other businesses choose.